Financial Counseling

Are you struggling with your financial well-being?

Do you feel stuck financially or not making progress? Are you sacrificing your future financial security and borrowing to have a “rich” lifestyle? You want to take your finances to the next level as quickly as possible. You realize that it takes dedication and consistency, but for some reason roadblocks seem never-ending. Something is missing, but you just cannot put your finger on it.

Whether you are just starting out or a seasoned investor, you want to learn how to end the struggle and make money work for you. You want to be purposeful and in control of your financial future. You want build true wealth and not an outside mirage.

Your Problem is Probably Not a Lack of Knowledge

With a quick web search, you can find endless information, articles, and blogs on finance, investments, budgeting, or just about anything financial. You can search Amazon for some great how-to-personal finance books. Furthermore, you can search YouTube for many hands-on investment strategies. So, the problem is not so much knowing what to do or even how, it is something else.

Here Is the Main Issue

The challenge is behavior. Behavior is often times the only difference between someone wildly successful and someone living paycheck to paycheck. The good news is you can change behavior instantly.

We have found there are four stages to controlling your financial future starting with changing behavior. We call these four stages the Money Cycle:


First Stage

The first stage is Renewal

Behaving in a way that creates financial prosperity. Our behavior is a result of the beliefs we carry inside of us. Our behavior is the main difference between poverty and prosperity; Income and beginning assets have little to do with the end-result. Developing a clear vision with the courage to follow through is the beginning of the renewal process. Do you have a clear, concise vision for your life and finances? We help with your vision by finding out what is most important to you personally and financially.

Second Stage

The second stage is Transformation

Applying practical solutions to your financial situation and providing accountability to help you stay on your new path. During transformation, we help create a clear, actionable path for spending, savings, and attacking debt. The prescribed actions bridge the gap from where you are today and your true Personal Financial Vision. Are you purposeful with your finances including spending, savings, and debt? Or are you winging it each month hoping it will work out? We can help bring intentional financial well-being into your day-to-day life.

Third Stage

The third stage is Building Wealth

Developing an understanding of investments and how they impact your situation. Wealth building is about empowering you to make investment decisions that are in your best financial interest. What are stocks, ETFs, mutual funds, commodities, REITs? Does it make sense to explore investing in small businesses, micro funding, angel investing, or even your own business? What about fees, costs, and risks? We help by giving you the pros and cons of these types of investments and the risks associated with them.

Fourth Stage

The fourth stage is Generational Impact

Leaving behind a legacy and making decisions about how your wealth impacts your children, children’s children, and the communities you leave behind. Do you know what will happen to your estate when you die? How will it affect your family or even community? We work with you to create whatever legacy you want.

We help take the guesswork out of how money works and give you control with the ultimate objective of mastering your financial well-being

Complete money counseling goes beyond traditional financial planning. Traditional financial planning is often a how to guide while complete money counseling drills down deep into your vision, specific actions for you to take, accountability and support to help through the ‘rough’ times, and the necessary education to intentionally master money.

Mastering the money cycle takes time, persistence, consistency, accountability, drive, and dedication. We are with you for the long-term. We meet with most clients monthly though the first two stages while they renew and transform. Once clients move to stage three, building wealth, most prefer to meet on a quarterly or semi-annual basis.


Not sure where to start?

Set a no-obligation appointment today and we will help you determine where you are now, where you want to go, and what needs to be done to get there.